A checking account is a deposit account that allows you to easily make withdrawals, deposits, and fund transfers. Also called demand accounts or transactional accounts, checking accounts can be accessed using checks, automated teller machines (ATMs), and electronic debits, among other methods. Many consumers use checking accounts to pay bills, write checks, make debit card transactions, and transfer funds electronically to other accounts. They are often used to keep money for short-term expenses.
Regular Checking – Personal or Business
- Free
- No minimum deposit required to open an account
- No minimum balance required
- No monthly service fees
- Images are provided with monthly statements
- Free Internet banking
- Free debit card
Now Checking
- All Now checking accounts are free. You will not earn interest if the average daily balance falls below $1,000.
- You get 25 free transactions per month. Additional transactions are $0.25 per transaction.
- Interest paid monthly
- Images are provided with monthly statements
- Free Internet banking
- Free debit card